UK Rental Income Tax Rate

UK rental income tax rate explained: landlords are usually taxed at their marginal Income Tax rate on rental profit, so the answer depends on other income. Use this page as a direct answer and calculator entry point.

Short answer

There is no single fixed UK rental income tax rate for landlords. Rental profit is usually taxed as part of your non-savings income, so the rate depends on your marginal Income Tax band.

How to estimate your likely rate

Use the calculator with rental profit and optionally add other income. The tool estimates: IncomeTax(other + rental) minus IncomeTax(other).

What's not included

This MVP does not model every landlord rule (for example mortgage interest relief / Section 24). Treat it as a simplified incremental estimate.

Last updated: 2026-04-20

FAQ

Should I enter my take-home pay as other income?

No. Use taxable income (for example annual taxable pay from a P60) for a better marginal estimate.

Does Scotland use different bands?

Yes. Select Scotland in the calculator to use Scottish Income Tax bands for non-savings income.

Is the result my total tax bill?

No. The headline is the estimated additional Income Tax attributable to rental profit.