Self-Employed Workflow

Know the number you need before you calculate.

This hub is built to get you to a usable Self Assessment estimate without mixing up turnover, profit, NIC settings, student loan, or pension inputs. Start with the calculator only if you already know your annual profit after allowable expenses.

Browser-only (no login) Rates from GOV.UK Built for Self Assessment prep

Start here

Pick the fastest route based on the input you have ready today.

Before you rely on an estimate
  • Input: annual profit after allowable expenses (not turnover).
  • Output: simplified estimate of Income Tax + Class 4 NIC (optional Class 2, student loan, pension adjustments).
  • Does not model: dividends, capital gains, VAT, benefits, full Self Assessment details.
  • Privacy: calculations run in your browser; no login required.

Guides & entry pages

Guides clarify inputs and limitations. “Entry” pages are common search phrases that lead into the same calculator.

No matches. Try searching “profit”, “expenses”, “Class 4”, “student loan”, or “pension”.

Getting started

If you're unsure what to enter (profit vs turnover, expenses), start here.

2 pages

NIC (Class 2 / Class 4)

Understand why National Insurance appears separately and what inputs drive it (simplified).

3 pages

Student loan

Reduce input errors: confirm your plan and understand how repayments fit into the estimate.

2 pages

Pension

Use pension inputs safely: understand limitations and avoid over-trusting simplified relief logic.

1 pages

Tax year / region

Pick the right tax year and region in the calculator so the estimate uses the correct rate file.

1 pages

Planning

Turn an annual estimate into a repeatable set-aside habit.

1 pages

More self-employed pages

Additional self-employed pages in this cluster.

20 pages

Sources

For official rules and definitions, verify with the references below.

Last updated: 2026-04-20